Dwadie Loans
NKABOM CCU
Dwadie Loan
Dwadie loan is a product designed to strictly serve market women and people in trade. It is purposed to help expand the trade of the co-operative’s members and to promote commercial activities within the community we operate.
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- i. There is no Asset/property collateral for Dwadie loan
- ii. Applicant enjoys the lowest interest rate a month on reducing balance as per the standard of co-operative credit union
- iii. Repayment of the loan is strictly on daily bases
- iv. Loan is granted within 24 hours (1 days) of application
WHY US
Why Choose Us
i. Member must complete an application form at a fee
ii. A member must be a susu/savings account holder for at least three (3) months
iii. A member must hold minimum share of 40 (GH¢200.00)
iv. A member must show evidence of permanent and identifiable trade
v. A member will enjoy loan up to three times (3x) of saving account balance at a cap
vi. A member’s Savings account balance serves as cash collateral and this collateral cannot be withdrawn until the final repayment of the loan amount.
vii. Applicant provides 2 members of the co-operative as guarantors
viii. Applicant will be surcharge a processing fee of 2.5 % of the loan amount
ix. Approval of Dwadie loan is subject to the approval of the Loan Committee
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We boast of over 1000 memberships within a three month space of operation and the growth rate keeps counting.